David Miles-Peppers's Blog Posts

How to Evaluate A Homeowners Association (HOA)

What benefits are offered?Community Amenities: Determine what shared facilities residents can access, such as swimming pools, fitness centers, clubhouses, playgrounds, or recreational areas that

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What to Worry About When the AC Dies in the Heat of Summer

Health Risks A malfunctioning air conditioner during extreme summer heat poses serious health threats that extend far beyond simple discomfort. Prolonged exposure to excessive temperatures can

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5 Signs Your HVAC Needs Repair

Inconsistent TemperatureUneven temperatures across different areas of your house represent one of the clearest indicators that your heating and cooling system requires service. When certain rooms

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The More You Know: Understanding Lead-Based Paint

Protect Your Home, Protect Your Health: Understanding Lead-Based PaintLead-based paint poses serious health risks, especially to young children and pregnant women. Whether you are a homeowner,,

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The More You Know: The Blockchain in Real Estate

The BlockchainBlockchain technology haves emerged as a disruptive forces in various industries, and the real estate sector is no exception. Blockchain, the underlying technology behind

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The More You Know: Flood Insurance

Does my homeowner’s insurance cover flood damage? Most homeowners insurance policies do not cover flood damage. While federal disaster assistance may be available to you when a

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The More You Know: Homeowners Insurance

What is homeowners’ insurance? Homeowners insurance covers you for unexpected losses at your home or property. It can include provisions to repair or rebuild the property, or other

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The More You Know: Home Inspections

What is a home inspection? A home inspection is an assessment of a home’s condition in which an inspector identifies potential problems in a home’s structure, exterior, roof, plumbing,

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Owner's Title Insurance and Why You Need It

What is title insurance?Owner's title insurance protects your right to your home. By searching, clearing, and insuring the title to your home before you buy it, your owner's title policy offers

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November's Market Reports

Rutherford County- Rutherford County’s months of inventory saw a dip from October’s metrics going from 2.39 months to 2.17 months. The median sold price decreased from $458,945 to $419

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October Market Report

Davidson County- In Davidson County, the month’s supply has seen a decrease from 3.4 to 3.34. The median sold price has moved up from $490,000 to $495,000, while the average list to sold price

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15 Ways to Save for a Down Payment

RAISE YOUR AWARENESS1.       Track your spending and review it monthly to understand where your money goes.2.       If you see something

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September Market Report

Davidson County- In Davidson County, the month’s supply has slightly risen from 3.26 to 3.4. The month’s supply means that if no new homes were added to the market, it would take 3

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Buyer's Agent vs. Seller's Agent

Let’s get real. Do you have to use a real estate agent when buying or selling a home? The answer, of course, is no. You can absolutely go it alone, and there are people who opt to do so

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Fed Rate Cuts Explained: What Does It Mean for Your Next Move in Real Estate

By now, you’ve probably heard about the news: the Federal Reserve recently cut interest rates for the first time in four years. But what does that really mean for home buyers and sellers?

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Essential Questions Condo Buyers Should Ask

1.      What are the association’s rules and restrictions?Make sure you can use your condo as desired. For example, dog owners should ensure all breeds and sizes are

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Buying a Condominium: Pros and Cons

PROS Build EquityWhen you own a condo and pay your mortgage, you’re building equity in a property that may also gain value. Later, if you decide to sell, you can use this equity to trade

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The Differences Between Mortgage Providers

1.      Online Mortgage Lenders Online mortgage lenders are significant issuers and an attractive option for borrowers interested in and qualified for a streamlined

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5 Things Homeowners Need to Know About Home Inspections

1.      Select Your Home Inspector Your buyer’s rep can provide a list of inspectors they know and respect, but the choice of inspectors is entirely yours, and

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What is a Triple Net Lease?

Triple Net Lease or NNN LeaseThe term "triple net lease,” or NNN lease, is a type of commercial real estate lease agreement where the tenant pays a base rent to the landlord, as well as their

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August Market Reports

Davidson County- In Davidson County, the months supply of inventory is sitting at 3.26. The median days on market are 52 days, the list to sold percentage is 97.9%, and the median sold price is $490

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Are You Paying The "Home Move Tax"?

For most homeowners, selling a home feels less like a straightforward transaction and more like taking on a second job. A job that doesn’t just demand your money but also your most precious

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The Difference Between Mortgage Interest Rates And Annual Percentage Rates (APRs)

Mortgage Interest RatesThe mortgage interest rate is the financing rate a lender charges to borrow money for your home. Expressed as a percentage, it determines the interest you'll owe on top of the

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6 Key Topics To Discuss With Your Buyer's Representative

1. Current real estate market conditions.Every real estate market is unique. Your buyer’s rep can share details about current inventory, buying demand, and other factors so you’ll better

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10 Expensive Homebuyer Mistakes

Mistake #1. Borrowing too much money.Just because you “qualify” for a larger loan doesn’t mean you should take on the maximum debt possible. After all, a lender doesn’t know

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10 Small Steps to Generate Big Savings

1. Track Your SpendingThe first step toward saving is knowing what you spend. Apps like PocketGuard, Monarch, and EveryDollar may make it easier to stay organized. Some budget tracking apps can

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